{"id":9,"date":"2026-09-04T17:00:00","date_gmt":"2026-09-04T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/neashaminsuranceagency-com\/2026\/09\/04\/americans-think-they-need-1-46-million-to-retire-im-a-71-year-old-cpa-and-that-number-is-scaring-you-for-nothing\/"},"modified":"2026-09-04T17:00:00","modified_gmt":"2026-09-04T17:00:00","slug":"americans-think-they-need-1-46-million-to-retire-im-a-71-year-old-cpa-and-that-number-is-scaring-you-for-nothing","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/09\/04\/americans-think-they-need-1-46-million-to-retire-im-a-71-year-old-cpa-and-that-number-is-scaring-you-for-nothing\/","title":{"rendered":"Americans Think They Need $1.46 Million to Retire \u2014 I&#8217;m a 71-Year-Old CPA, and That Number Is Scaring You for Nothing"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A recent $1.46 million retirement savings figure is misleading, as most retirees need much less. Successful retirement depends on understanding personal expenses and income sources like Social Security, pensions, and investments. The 4% withdrawal rule suggests $500,000 can provide $20,000 annually, often enough when combined with other income. Retirement plans can be flexible, including part-time work and spending adjustments.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.moneytalksnews.com\/americans-think-they-need-million-to-retire-im-a-year-old-cpa-and-that-number-is-scaring-you-for-nothing\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A recent $1.46 million retirement savings figure is misleading, as most retirees need much less. Successful retirement depends on understanding personal expenses and income sources like Social Security, pensions, and investments. The 4% withdrawal rule suggests $500,000 can provide $20,000 annually, often enough when combined with other income. Retirement plans can be flexible, including part-time [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/9","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=9"}],"version-history":[{"count":0,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/9\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/68"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=9"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=9"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=9"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}