{"id":7021,"date":"2026-11-02T10:00:00","date_gmt":"2026-11-02T10:00:00","guid":{"rendered":"https:\/\/www.neashaminsuranceagency.com\/blog\/?p=7021"},"modified":"2026-11-02T10:00:00","modified_gmt":"2026-11-02T10:00:00","slug":"us-retirement-moves-beyond-401k-plans","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/11\/02\/us-retirement-moves-beyond-401k-plans\/","title":{"rendered":"US Retirement Moves Beyond 401(K) Plans"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/glenn-neasham\/retirement-moves-beyond-9ddb\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>An investor argued wealthy Americans focus less on 401(k) plans and IRAs, and more on assets that generate passive income throughout retirement.<br \/>\nHis approach: study how large financial firms deploy capital, then consider income sources like insurance products, operating companies, and income-producing Real Estate.<br \/>\nHe said retirement security comes from monthly cash flow, not just a lump sum, making income-producing Real Estate his preferred long-term investment vehicle.<br \/>\nHe chose Real Estate because he wanted downside protection, passive income, long-term appreciation, and tax write-offs, while avoiding cash erosion and stock-market losses.<br \/>\nHe said ~95% of his wealth stays in Real Estate, and projected median US rent could reach $3K nationally within seven years.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>An investor argued wealthy Americans focus less on 401(k) plans and IRAs, and more on assets that generate passive income throughout retirement. His approach: study how large financial firms deploy capital, then consider income sources like insurance products, operating companies, and income-producing Real Estate. He said retirement security comes from monthly cash flow, not just [&hellip;]<\/p>\n","protected":false},"author":288,"featured_media":7022,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/7021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/288"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=7021"}],"version-history":[{"count":1,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/7021\/revisions"}],"predecessor-version":[{"id":7077,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/7021\/revisions\/7077"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/7022"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=7021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=7021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=7021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}