{"id":6,"date":"2026-09-03T09:00:00","date_gmt":"2026-09-03T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/neashaminsuranceagency-com\/2026\/09\/03\/global-840k-lifetime-income-choices\/"},"modified":"2026-09-03T09:00:00","modified_gmt":"2026-09-03T09:00:00","slug":"global-840k-lifetime-income-choices","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/09\/03\/global-840k-lifetime-income-choices\/","title":{"rendered":"Global $840K Lifetime Income Choices"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/glenn-neasham\/dividends-vs-annuity-1ab2\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With $840K, conservative dividend portfolios near ~3%-4% generated about $2.45K mo, while moderate income mixes near ~5%-7% produced roughly $3.85K to $4.9K mo.<br \/>\nAggressive income vehicles near ~10% lifted cash flow to ~$7K mo, while an immediate annuity in the high-7% range paid roughly $5.25K-$5.6K for life.<br \/>\nThe annuity removed longevity risk but surrendered principal, reduced inheritance, and faced inflation drag; the dividend route started lower, kept principal, and offered payout growth.<br \/>\nThe income gap can narrow over time: a ~3.5% starting yield growing ~6%-8% yearly could overtake a flat annuity within roughly 12-15 yr.<br \/>\nA split approach can use annuities for essential expenses and dividends for growth; match guaranteed income to fixed costs, then compare current quotes.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With $840K, conservative dividend portfolios near ~3%-4% generated about $2.45K mo, while moderate income mixes near ~5%-7% produced roughly $3.85K to $4.9K mo. Aggressive income vehicles near ~10% lifted cash flow to ~$7K mo, while an immediate annuity in the high-7% range paid roughly $5.25K-$5.6K for life. The annuity removed longevity risk but surrendered principal, [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":0,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/65"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}