{"id":52,"date":"2026-09-23T12:00:00","date_gmt":"2026-09-23T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/neashaminsuranceagency-com\/2026\/09\/23\/retirement-income-built-with-care\/"},"modified":"2026-09-23T12:00:00","modified_gmt":"2026-09-23T12:00:00","slug":"retirement-income-built-with-care","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/09\/23\/retirement-income-built-with-care\/","title":{"rendered":"Retirement Income, Built With Care"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Retirement planning requires more than focusing on a bonus or a \u201cno-risk\u201d message. Some fixed indexed annuities may provide an upfront premium bonus, tax-deferred growth potential, lifetime-income options, and limited annual withdrawals. However, guarantees depend on the issuing insurer\u2019s financial strength, and contracts may include surrender charges, fees, participation limits, market-value adjustments, tax considerations, and restrictions on bonuses or withdrawals. Before making a decision, compare alternatives and ask a fiduciary to explain how the strategy supports your income needs, liquidity, legacy goals, and risk tolerance. Always review the complete contract and disclosures.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retirement planning requires more than focusing on a bonus or a \u201cno-risk\u201d message. Some fixed indexed annuities may provide an upfront premium bonus, tax-deferred growth potential, lifetime-income options, and limited annual withdrawals. However, guarantees depend on the issuing insurer\u2019s financial strength, and contracts may include surrender charges, fees, participation limits, market-value adjustments, tax considerations, and [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":112,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-52","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/52","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=52"}],"version-history":[{"count":0,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/52\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/112"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=52"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=52"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=52"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}