{"id":51,"date":"2026-09-23T12:00:00","date_gmt":"2026-09-23T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/neashaminsuranceagency-com\/2026\/09\/23\/a-25-bonus-with-questions-to-ask-first\/"},"modified":"2026-09-23T12:00:00","modified_gmt":"2026-09-23T12:00:00","slug":"a-25-bonus-with-questions-to-ask-first","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/09\/23\/a-25-bonus-with-questions-to-ask-first\/","title":{"rendered":"A 25% Bonus\u2014With Questions to Ask First"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A 25% premium bonus may sound compelling, especially when paired with guaranteed monthly income options and market-linked growth potential. However, the details matter: bonuses can involve vesting schedules, surrender periods, fees, participation limits, caps, spreads, and contract-specific conditions. Insurance guarantees depend on the issuing carrier\u2019s financial strength, while \u201cno downside risk\u201d generally applies only under defined contract terms and does not mean every outcome is risk-free. Before acting, compare highly rated carriers, review the complete policy, and discuss your goals with Glenn Neasham, a fiduciary advisor, to determine whether the strategy suits your retirement plan.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A 25% premium bonus may sound compelling, especially when paired with guaranteed monthly income options and market-linked growth potential. However, the details matter: bonuses can involve vesting schedules, surrender periods, fees, participation limits, caps, spreads, and contract-specific conditions. Insurance guarantees depend on the issuing carrier\u2019s financial strength, while \u201cno downside risk\u201d generally applies only under [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-51","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=51"}],"version-history":[{"count":0,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/111"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=51"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=51"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}