{"id":26,"date":"2026-09-10T12:00:00","date_gmt":"2026-09-10T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/neashaminsuranceagency-com\/2026\/09\/10\/earn-a-10-first-year-credit-with-protection-built-in\/"},"modified":"2026-09-10T12:00:00","modified_gmt":"2026-09-10T12:00:00","slug":"earn-a-10-first-year-credit-with-protection-built-in","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/09\/10\/earn-a-10-first-year-credit-with-protection-built-in\/","title":{"rendered":"Earn a 10% First-Year Credit\u2014With Protection Built In"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A fixed index annuity may help balance growth potential with protection from market losses, while a 10% credit on the first-year deposit can enhance contract value when eligibility requirements are met. However, credits, interest, and guarantees depend on the specific insurer and contract terms. Review vesting schedules, caps, participation rates, surrender periods, fees, income provisions, insurer financial strength, and applicable state protections. Before purchasing, ask a licensed professional for a personalized illustration and confirm the strategy aligns with your time horizon, liquidity needs, and retirement objectives. This content is educational and not a guarantee or individualized financial advice.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A fixed index annuity may help balance growth potential with protection from market losses, while a 10% credit on the first-year deposit can enhance contract value when eligibility requirements are met. However, credits, interest, and guarantees depend on the specific insurer and contract terms. Review vesting schedules, caps, participation rates, surrender periods, fees, income provisions, [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":85,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-26","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":0,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/85"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}