{"id":1305,"date":"2026-10-06T09:00:00","date_gmt":"2026-10-06T09:00:00","guid":{"rendered":"https:\/\/www.neashaminsuranceagency.com\/blog\/?p=1305"},"modified":"2026-10-06T09:00:00","modified_gmt":"2026-10-06T09:00:00","slug":"types-of-retirement-accounts-traditional-ira-401k-and-more","status":"publish","type":"post","link":"https:\/\/www.neashaminsuranceagency.com\/blog\/2026\/10\/06\/types-of-retirement-accounts-traditional-ira-401k-and-more\/","title":{"rendered":"Types of Retirement Accounts: Traditional IRA, 401(k), and More"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>When mapping out your retirement savings, there are several types of accounts to consider. For example, 401(k) plans offer a contribution limit of $24,500, while IRAs have a $7,500 cap. Roth IRAs provide the benefit of tax-free withdrawals, which is a valuable feature for many long-term savers. If you\u2019re self-employed, there are specialized plans that allow you to contribute even more. And don\u2019t forget\u2014many employers will match contributions to your 401(k), which can significantly boost your savings. After more than 30 years at Neasham Insurance Agency, I\u2019ve seen the impact that choosing the right mix of accounts can have on your financial future, especially when paired with long-term tools like annuities and universal life policies.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.fool.com\/retirement\/plans\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When mapping out your retirement savings, there are several types of accounts to consider. For example, 401(k) plans offer a contribution limit of $24,500, while IRAs have a $7,500 cap. Roth IRAs provide the benefit of tax-free withdrawals, which is a valuable feature for many long-term savers. If you\u2019re self-employed, there are specialized plans that [&hellip;]<\/p>\n","protected":false},"author":288,"featured_media":1306,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/1305","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/288"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=1305"}],"version-history":[{"count":1,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/1305\/revisions"}],"predecessor-version":[{"id":1371,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/1305\/revisions\/1371"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media\/1306"}],"wp:attachment":[{"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=1305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=1305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neashaminsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=1305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}