It’s striking how, for many millennials, the fear of running out of money can feel even more daunting than thoughts of mortality itself. In my 30+ years at Neasham Insurance Agency, I’ve seen firsthand how these concerns can shape financial decisions. Experts recommend a few key strategies: consider delaying Social Security until age 70, diversify your investments, create a solid budget that includes emergency savings, and aim to save 20-25% of your income. Leveraging tax-advantaged accounts can also help your money work harder for you. Having spent decades specializing in annuities and universal life, I know that building a thoughtful, diversified plan is essential to growing and protecting your financial future. www.neashaminsuranceagency.com
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