Why Millennials and Gen Z are Taking Micro-Retirements—and How You Can Too

I've been in the insurance world for over 30 years, and it's fascinating to watch how Millennials and Gen Z are reshaping the idea of retirement. Many are now opting for "micro-retirements"—taking a few months off to recharge and focus on their well-being. It’s not just about hitting pause; it takes thoughtful planning, building up savings with at least a 20% cushion, making sure you’re covered with health insurance, and being able to communicate your time away to employers. I see these steps not only strengthening financial security, but also contributing to long-term career satisfaction. As someone who’s helped clients protect their future with annuities and universal life, I appreciate how intentional planning can open doors to flexibility—whether you’re taking a break now or preparing for the years ahead.